Continua AI Blog
Research for decisions that depend on the complete record
Independent comparisons, operating guides, and evidence-first perspectives for professionals using AI in consequential work.
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Application concentration differs from the receivables schedule. Supporting clauses traced across the record.
Textual Memorilla: Production-Grade AI Memory Inspired by Stanford
Stanford's MEMORILLA showed that an LLM can read an entire document collection and recall only what each question needs. Continua's Textual Memorilla rebuilds that idea in versioned, cited text — model-agnostic, auditable, and built for long-running agents.
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AI Medical Chronology: Review Years of Records Without Missing a Page
Build a cited medical chronology from years of records. Continua reads every page, flags treatment gaps and contradictions. HIPAA-ready, BAA on any plan.
Debt Service Coverage Ratio (DSCR): Formula, Covenants & 2026 Thresholds
DSCR for credit analysts, not mortgage shoppers: formula variants, real credit-agreement definitions, 2026 SBA, CRE and project-finance thresholds, breach data, and the mistakes that inflate the ratio.
EBITDA Add-backs in 2026: Caps, Market Data & Red Flags
What lenders accept on EBITDA add-backs in 2026: cap benchmarks, S&P realization data, real credit agreement clauses and a red-flag checklist for reviewers.
Jev for Credit Review: AI Guardrails That Check Evidence
How to use Jev, TypeSafe's decision model, to check credit-review claims against their sources, what internal tests show, and what must stay in code.
Liability Management Exercises in 2026: Market Data, Blockers, Case Law and How Lenders Review LME Risk
LME market data, J.Crew, Serta and Chewy blocker trends, key case law, and how lenders use AI to review liability management risk in credit agreements.
Best AI Underwriting Platforms in 2026: 12 Compared
Compare the best AI underwriting platforms in 2026 for insurance and commercial finance, including Continua, Sixfold, Convr, Uptiq, Xponent, and more.